PRIVACY STATEMENT FOR SAPPHIRE MORTGAGE DYNAMICS: This privacy statement has been prepared to demonstrate that we are firmly committed to protecting the privacy and confidentiality of personal information. We maintain robust physical, electronic and procedural safeguards to protect personal information in our care.

Law Fund Australia As a member of LAW FUND Australia, Sapphire Mortgage Dynamics submits loans through the LAW FUND network in brokering your mortgage. LAW FUND AUSTRALIA is covered by the Privacy Act 1988, which came into operation on 21 December 2001. In accordance with our obligations under the Privacy Act, this document advises you of the manner in which your personal information is handled by us and by Law Fund Australia.

How we handle your information: We collect your personal information in order to complete your application for finance. If you do not provide all the required information, the application may not be considered for approval. SAPPHIRE MORTGAGE DYNAMICS keeps a copy of your application in order to communicate with you about the application, and provide other services to you. You have the right to access this information, in accordance with the Privacy Act. If you wish to exercise your right of access, please contact Craig Vesey on 08 8395 5668. A copy of the application is provided to the lender in order to consider your application, and some of the information on the application is provided to Law Fund Australia in order to administer commission payable by the bank. The information held by LAW FUND Australia is accessable to you in accordance with the Privacy Act. If you wish to exercise your rights of access to this information please contact Law Fund Australia.

E-mail: Lawfund.com.au