We Have Relocated Our Office:
To provide a better range of services to our clients, we have moved to North Adelaide.
Our new contact details can be viewed here.

Are you thinking about buying an investment property?
We strongly recommend that you find out more about how easily it can be done with the right partners. Atticus Management Solutions, in conjunction with Rossdale Homes regularly conduct educational seminars on buying investment properties. You DO NOT have to be rich to buy a second house - you just have to do it the right way!

The Equity Finance Mortgage Has Arrived!
Sapphire Mortgage Dynamics has teamed with Homeloans limited to offer the Equity Finance Mortgage.

View our Press Release here.
The Equity Finance Mortgage (EFM(c)), together with a traditional variable loan enables you to:
· Reduce monthly home loan repayments
· Increase your borrowing capacity
· Reduce Lenders Mortgage Insurance

Here is how: Customers can borrow up to 20% of the property value as an EFM, and up to 75% of the value of the property as a traditional loan from Homeloans Ltd. On the EFM portion of the loan, no interest is payable and no repayments are required for the life of the loan.


Instead, when the borrower sells the property or repays the EFM they repay the EFM amount they originally borrowed plus a share of any increase in the value of the property.If the value of the property happens to decrease, the borrower may not have to repay the full EFM loan amount. In both cases the borrower will have had use of the EFM funds interest free for the life of the EFM, provided they at no time go into default on the loan.

You can see the immediate advantagesand the wide range of applications which include enabling you to:
· get out of the renting cycle and into home ownership
· buy a more desirable house in the suburb you want
· buy a house instead of an apartment, 3 bedrooms instead of two
· have a lifestyle and a home loan, particularly when your family is growing
·refinance and take some pressure off repayments to use for other purposes.

Sapphire Mortgage Dynamics advises that this information is general in nature and that this product may not be suitable for all applicants. Borrowers need to consider their specific situation when making financial decisions.
For more information on The Equity Finance Mortgage (EFM(r)), Contact us now on (08) 8395 5668 and we can show you how you can improve your lifestyle and save money.